My Loan to Value Ratio (LVR)

Home Loan Calculators

My Loan to Value Ratio (LVR)

Calculate your Loan-to-Value Ratio (LVR) to understand your equity and evaluate potential Lenders Mortgage Insurance (LMI) requirements.

How much can I borrow? My home loan repayments My loan to value ratio (LVR)

Property Fees & LVR Calculator

1. Property & Transaction Details
2. Financing Inputs
$
$50k $1.5M+
$
$0 $500k+
3. Property Classification
4. Available Concessions & Fees
TOTAL GOVERNMENT FEES (SETTLEMENT)
$0
STAMP DUTY
$0
TRANSFER FEE
$0
MORTGAGE REG.
$0
LVR & LMI Assessment
Loan-to-Value Ratio (LVR) 0.0%
0%
≤ 80% Safe
80% - 90% LMI
> 90% High Risk
Loan Amount Required
$0
Equity/Deposit Contribution
$0
Disclaimer: Government fees, concessions, and Lenders Mortgage Insurance (LMI) assessments are estimates based on standard state formulas as of April 2026. Real fees vary based on transaction types and personal eligibility criteria.